NCREC-BROKER-N RELIABLE EXAM PASS4SURE, NCREC-BROKER-N EXAM DUMPS FREE

NCREC-Broker-N Reliable Exam Pass4sure, NCREC-Broker-N Exam Dumps Free

NCREC-Broker-N Reliable Exam Pass4sure, NCREC-Broker-N Exam Dumps Free

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North Carolina Real Estate Commission NC Real Estate Broker National Sample Questions (Q51-Q56):

NEW QUESTION # 51
Which statement about a mortgagee's title insurance policy is TRUE?

  • A. Coverage never expires as long as the buyer owns the property.
  • B. It protects the lender against defects in the title.
  • C. The amount paid on a claim equals the original loan amount.
  • D. The policy premium is usually added to the monthly mortgage amount.

Answer: B

Explanation:
A mortgagee's (lender's) title insurance policy protects the lender from financial loss caused by title defects that were not discovered before the mortgage was issued. The policy coverage lasts until the loan is repaid.
The borrower pays a one-time premium at closing-it is not part of the monthly mortgage. Claims are based on the unpaid balance of the loan, not necessarily the full loan amount. Therefore, the correct answer is D.
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NEW QUESTION # 52
A prospective buyer offers to buy a house for $415,000, with an earnest money deposit of $1,000. The seller crosses out the earnest money amount, changes it to $4,000, initials and dates the change, signs the offer, and returns it to the buyer. Which of the following statements is TRUE?

  • A. The seller has rejected the original offer and made a counteroffer.
  • B. If the buyer rejects the change, the seller can accept the buyer's original offer.
  • C. Because the seller changed only the earnest money amount and not the price, the offer was accepted when the seller notified the buyer.
  • D. Because the seller changed only the earnest money amount and not the price, the offer was accepted as soon as the seller signed it.

Answer: A

Explanation:
Any change to the terms of an offer-regardless of how small-constitutes a rejection of the original offer and the creation of a counteroffer. In this case, the seller changed the earnest money amount, which is a material term of the offer. Therefore, the original offer is void and the seller has made a counteroffer that the buyer can now accept or reject. Correct answer: D.
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NEW QUESTION # 53
An investor bought a small office building for $500,000. They sold it 10 years later for $480,000. What is their percentage of loss?

  • A. 9.6%
  • B. 4.2%
  • C. 10.4%
  • D. 4%

Answer: D

Explanation:
To calculate the percentage of loss:
Loss = Original Price # Sale Price = $500,000 # $480,000 = $20,000
Percentage loss = ($20,000 ÷ $500,000) × 100 = 4%
Correct answer: A
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NEW QUESTION # 54
Property in Town A is assessed at 50% of market value. The property tax rate is $32 per $1,000. If the market value of a home is $630,000, what is the annual tax assessment?

  • A. $10,080
  • B. $20,160
  • C. $4,032
  • D. $8,064

Answer: D

Explanation:
Step 1: Determine assessed value
Market value = $630,000
Assessment rate = 50%
Assessed value = $630,000 × 0.50 = $315,000
Step 2: Calculate tax
Tax rate = $32 per $1,000
$315,000 ÷ $1,000 = 315
315 × $32 = $10,080
However, this result matches option C. Therefore:
Corrected Final answer: C. $10,080
Explanation Confirmed: Assessed value is 50% of $630,000 = $315,000. Tax at $32 per $1,000 means $315 ×
$32 = $10,080. Correct answer is C.


NEW QUESTION # 55
According to the North Carolina Real Estate Commission Rules, what must be included in a written agency agreement?

  • A. A broker protection clause
  • B. The broker's license number
  • C. The expiration date of the broker's license
  • D. An automatic renewal clause

Answer: B

Explanation:
According to 21 NCAC 58A .0104(a), a written agency agreement in North Carolina must include the broker' s license number and a definite expiration date. These are required by the Commission to ensure regulatory clarity and accountability. A broker protection clause is optional and negotiated between parties. Automatic renewal clauses are prohibited in listing agreements. Therefore, the correct and required component is the broker's license number.
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NEW QUESTION # 56
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